Lottery Winnings Calculator After Tax (TDS 31.2%) | India 2025

Lottery Winnings Calculator — Net Prize After TDS & Commission (India 2025)

Did you win a state lottery? Big or small, the money you see on the ticket isn’t the final amount you take home. In India, most lottery prizes go through **TDS (Tax Deducted at Source) of 31.2%** and **a common seller commission of 10%**. Our calculator helps you estimate your real payout within seconds, so you can plan wisely and claim stress-free.

Prize Money Calculator

Your Net Winnings

⚠️ Note: Prizes above ₹50 Lakhs may attract surcharge. For exact filing, use **ITR-2** and request **Form 16A** from the organizer. Consult a certified tax advisor for declaration under *Income from Other Sources*.

How Net Lottery Prize is Calculated

  • 10% commission is deducted from seller/agent (if applicable)
  • Tax (31.2%) is applied on the remaining amount
  • Result = Real payout you receive in bank or cheque
  • No 80C/80D or other tax exemptions allowed on lottery income

How to Declare Lottery Income in ITR

  • Use ITR-2 form for filing
  • Report under 'Income from Other Sources'
  • Request Form 16A as proof of TDS
  • If TDS was cut, you can view it in 26AS / AIS in Income Tax portal

State-Wise Sample Prize Payouts

Lottery Top Prize TDS (31.2%) 10% Commission Net After
Kerala₹80,00,000₹22,46,400₹8,00,000₹49,53,600
Sambad₹1,00,00,000₹28,08,000₹10,00,000₹61,92,000
Manipur₹27,00,000₹7,58,880₹2,70,000₹16,71,120
Bodoland₹1,00,000₹28,080₹10,000₹61,920
Bhutan₹10,000₹0₹1,000₹9,000

Understanding Your Lottery Take-Home Money in India

Lotteries in India are legally run by state governments and regional authorities, offering prize pools that range from a few thousand rupees to multi-crore jackpots. Whether you're checking Kerala Lottery today at 3PM, evening results from Sambad Lottery, or monthly draws like Punjab Dear 200, it's important to know that large winnings (above ₹10,000 per draw) are subject to **a fixed 30% tax**, plus **4% health and education cess**, totaling **31.2% TDS**. Many sellers also apply a **10% commission before taxation**, especially in paper-ticket distributions.

Our platform helps winners avoid confusion by offering both:

If your prize exceeds **₹50,00,000**, surcharge may apply on top of TDS depending on the tax slab for 'Other Sources income', so it's always smart to consult a CA. If TDS has already been deducted, you can validate it later via Income Tax **AIS or 26AS statement**. Claiming your money correctly and filing taxes responsibly ensures a safe and lawful win.

Disclaimer

We do not promote gambling. This tool is for educational and informational use only. All tax rates mentioned are standard 2025 guidelines under Indian Income Tax rules and may vary in specific high-prize cases. Please verify amounts with your official lottery authority.